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PayRisk Enterprise

By: Alogram Inc.

Stop AI-driven fraud and rogue agents with real-time, explainable risk orchestration.

Alogram PayRisk is an AI-native decision engine built for the speed and complexity of the modern commerce era. In a high-velocity world where AI-driven threats evolve in milliseconds, Alogram provides the real-time adaptability and forensic transparency needed to protect your ecosystem with total confidence. We solve the challenge of balancing frictionless growth with regulatory explainability, delivering instant, intelligent risk orchestration at enterprise scale.
Features Benefits

Features

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Explainable Commerce Risk Intelligence

Enrich FICO Platform workflows with real-time fraud and misuse risk signals, structured evidence, reason codes, and plain-English decision narratives.
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Adaptive Behavioral Risk Intelligence

Detect evolving fraud and misuse patterns by evaluating behavioral, payment, identity, and commerce signals in context, helping identify complex risk scenarios earlier than static rules or single-signal models.
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Multi-Agent Risk Consensus

Use specialized AI risk agents to evaluate behavioral, payment, identity, and commerce signals, producing a unified recommendation for operational decisioning.
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API-Based Decision Integration

Deliver low-latency risk decisions through API-based integration that can be invoked within enterprise decision workflows.
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Human-in-the-Loop Review Support

Route complex or high-value cases into review workflows with mobile access, evidence summaries, and complete decision history for audit and resolution.

Benefits

Earlier Detection of Evolving Fraud

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Better Decisions in Mixed-Signal Scenarios

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Faster Operational Decisions

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Stronger Ecosystem Protection

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Broader Payment Risk Coverage

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Take the next step

Connect with FICO to learn how to accelerate innovation and unlock time-to-value from decision assets, including AI, by accessing FICO Marketplace from FICO Platform.