Unlocking the power of AI through intelligent decisioning
Publish, subscribe, and integrate decision assets effortlessly.

Win new customers with no manual intervention during the onboarding process.

Improve risk determination and streamline the account opening experience.

Deliver faster, smarter digital credit offers at speed and scale.

Optimization and automation offer underwriters what’s needed most — speed, scale, and control.

Win new customers with no manual intervention during the onboarding process.

Improve risk determination and streamline the account opening experience.

Deliver faster, smarter digital credit offers at speed and scale.

Optimization and automation offer underwriters what’s needed most — speed, scale, and control.

Win new customers with no manual intervention during the onboarding process.

Improve risk determination and streamline the account opening experience.

Deliver faster, smarter digital credit offers at speed and scale.

Optimization and automation offer underwriters what’s needed most — speed, scale, and control.
All
Account-level fraud evidence for deeper investigations and faster decisions
Detect suspicious behavior before it becomes a loss
Email risk signals that help identify fake or suspicious users
Identity intelligence for clearer, more confident fraud decisions
Order-level evidence to help stop risky purchases before fulfillment
Phone intelligence that helps reveal hidden fraud risk
Evaluates disposable income, expenses, and repayment capacity based on bank data.
Evaluates disposable income, expenses, and repayment capacity based on bank data.
Verifies ownership and account details using customer-consented bank data.
Real-time open banking service delivering normalised bank account and transaction data, enriched with transaction categorisation and merchant identification.
SME financial wellness scoring using real-time cashflow signals.
Transaction enrichment engine that categorises bank transactions.
Consumer cashflow health insights based on transactional data.
Verifies salary, benefits and recurring income streams based on bank data.
Verifies salary, benefits and recurring income streams based on bank transaction data.
Actionable Intelligence from Human Interactions
Verify customer identities using authoritative data sources
Complete identity verification
Score every applicant with consumer-permissioned and consented smartphone metadata
Complete effective due diligence
Evaluate whether a email behaves like a legitimate contact point
Anytime, Anywhere Risk Assessment
Up-level identity fraud detection with predictive attributes.
Unlock revenue from previously unscorable applicants
Sample decision flow and artifacts to help you conceptualize your next pre-delinquency program.
Free prescreen assets to accelerate building a new credit prescreening process
Sample decision flow, artifacts and frameworks to help you envision your next application fraud detection strategy
Sample workflows, scoring models, and decision frameworks to help you conceptualize your next intelligent limit increase program.
Sample rule sets, scoring models, and decision frameworks to help you conceptualize your merchant risk decisioning
Sample decision flows and logic to help you conceptualize new your next mortgage origination decision processes
Helpful resources
Learn more about what FICO® Marketplace is and how it can unlock business value.

See how FICO® Marketplace unleashes the potential of AI with intelligent decisioning assets.

See how FICO® Marketplace will effortlessly unlock time-to-value from decision assets.

Discover how FICO® Marketplace offers competitive advantages and a supercharged path to growth for providers.