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Actionable Intelligence from Human Interactions

Verify customer identities using authoritative data sources

Complete identity verification

Complete effective due diligence

Evaluate whether a email behaves like a legitimate contact point

Anytime, Anywhere Risk Assessment

Up-level identity fraud detection with predictive attributes.

Unlock revenue from previously unscorable applicants

Sample decision flow and artifacts to help you conceptualize your next pre-delinquency program​.

Free prescreen assets to accelerate building a new credit prescreening process

Sample decision flow, artifacts and frameworks to help you envision your next application fraud detection strategy​

Sample workflows, scoring models, and decision frameworks to help you conceptualize your next intelligent limit increase program.​

Sample rule sets, scoring models, and decision frameworks to help you conceptualize your merchant risk decisioning​

Sample decision flows and logic to help you conceptualize new your next mortgage origination decision processes​

A bureau-neutral library of 270+ summary characteristics generated from North American consumer credit bureau data, covering delinquency, utilization, inquiries, credit mix, and more, available in real-time or batch.

A comprehensive global library of over 1,000 pre-built characteristics generated from client servicing and loan accounting systems

A credit risk assessment score that predicts member-level likelihood of default using existing Credit Union banking relationship data, ranging from 233–751

Help uncover hidden credit washers and piggybackers

Enables financial institutions to identify, address, and reduce first party fraud with confidence.

Pursue Portfolio Growth with More Confidence

Combat identity fraud with sophisticated scoring

Access the Latest Sanctions, PEP and Adverse Media Data

Stop applications using stolen identities

Real-time verification of a consumer's personal identifiable information and rightful owner of a given phone number

Verify the Business Without Delays

Global identity verification platform combining combining document verification, biometrics, liveness detection, and multi-layer fraud protection.

Create the experience customers expect with seamless omni-channel engagement across the customer lifecycle.

Stop AI-driven fraud and rogue agents with real-time, explainable risk orchestration.

Improve fraud detection with Phone Finder

Evaluate whether a phone behaves like a legitimate contact point

Take the next step

Connect with FICO to learn how to accelerate innovation and unlock time-to-value from decision assets, including AI, by accessing FICO Marketplace from FICO Platform.