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Account-level fraud evidence for deeper investigations and faster decisions

Detect suspicious behavior before it becomes a loss

Email risk signals that help identify fake or suspicious users

Identity intelligence for clearer, more confident fraud decisions

Order-level evidence to help stop risky purchases before fulfillment

Phone intelligence that helps reveal hidden fraud risk

Evaluates disposable income, expenses, and repayment capacity based on bank data.

Evaluates disposable income, expenses, and repayment capacity based on bank data.

Verifies ownership and account details using customer-consented bank data.

Real-time open banking service delivering normalised bank account and transaction data, enriched with transaction categorisation and merchant identification.

SME financial wellness scoring using real-time cashflow signals.

Transaction enrichment engine that categorises bank transactions.

Consumer cashflow health insights based on transactional data.

Verifies salary, benefits and recurring income streams based on bank data.

Verifies salary, benefits and recurring income streams based on bank transaction data.

Actionable Intelligence from Human Interactions

Verify customer identities using authoritative data sources

Complete identity verification

Score every applicant with consumer-permissioned and consented smartphone metadata

Complete effective due diligence

Evaluate whether a email behaves like a legitimate contact point

Anytime, Anywhere Risk Assessment

Up-level identity fraud detection with predictive attributes.

Unlock revenue from previously unscorable applicants

Sample decision flow and artifacts to help you conceptualize your next pre-delinquency program​.

Free prescreen assets to accelerate building a new credit prescreening process

Sample decision flow, artifacts and frameworks to help you envision your next application fraud detection strategy​

Sample workflows, scoring models, and decision frameworks to help you conceptualize your next intelligent limit increase program.​

Sample rule sets, scoring models, and decision frameworks to help you conceptualize your merchant risk decisioning​

Sample decision flows and logic to help you conceptualize new your next mortgage origination decision processes​

Take the next step

Connect with FICO to learn how to accelerate innovation and unlock time-to-value from decision assets, including AI, by accessing FICO Marketplace from FICO Platform.