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Liabilities

By: Plaid

Access loan data for private student loans, mortgages, and credit cards.

Liabilities can be used for personal financial management purposes. Liabilities allows businesses to access information about a user's debts. A common application is personal financial management tools to help customers manage or refinance debt.
Features Benefits

Features

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Detailed loan and debt data

See complete details including Annual Percentage Rates, terms, balances, payment history, and more.
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Broad coverage

Easily access credit card and mortgae data from up to 98% of major institutions.
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Real-time data updates

Keep up with interest-rate changes and new and existing loans with real-time updates.

Benefits

Easily understand your customer's debt

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One API to verify debt and loan data

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Take the next step

Connect with FICO to learn how to accelerate innovation and unlock time-to-value from decision assets, including AI, by accessing FICO Marketplace from FICO Platform.