Instant ID Q&A
Authenticate Consumer Identities Rapidly
When it comes to accurate identity authentication, asking the right questions can rival getting the right answers. Customers have experience with knowledge-based authentication (KBA) quizzes that are sourced from traditional credit data but aren’t used to question sets with more variety. These new options include having the ability to answer a question over SMS or tailor questions toward something the customer provided or activities in the customer’s account. The LexisNexis® InstantID® Q&A question engine is the method we use at LexisNexis® Risk Solutions to authenticate consumers — using facts about them from a variety of sources. With Question Based Authentication, new consumers can be authenticated in seconds using secure authentication questions generated by our data-linking technology that combines instant access to billions of public records with credit header data. Previously authenticated consumers can be asked additional questions for repeat authentication attempts, using questions from facts that the consumer provided or from attributes that relate to their account activity after they obtain access to your site.
Features
Benefits
Features
Employ Proactive, up-Front Identity Fraud Detection
The Identity Event™ module proactively monitors identity intelligence risk levels and enables question types and multiple configuration options to be dynamically adjusted in near real time.Confirms “Something You Know” and “Something You Have”
InstantID Q&A via SMS* strengthens the consumer authentication by confirming both something they know and something they have. It leverages the same powerful content of the full quiz but requires an answer to only a single question.Easy-to-Audit Results
InstantID Q&A helps improve your margins by reducing the operational costs of authenticating users and mitigating the cost of exceptions processing and manual processing.Implement InstantID Q&A Quickly and Easily
Built on a universal ASP platform, InstantID Q&A can be deployed fast. There is an easy-to-use web portal with turn-key authentication processing, or the solution can be seamlessly integrated via API, an advanced web services interface or at the point of sale.Comprehensive Customer Service
LexisNexis® Risk Solutions supports compliance and fraud personnel actively monitoring verification performance on a client-by-client basis.Benefits
Protect your organization from identity fraud
Authenticate the identity of consumers
Improve service to customers