FICO Platform Starter Pack – Intelligent Limit Increases
Sample workflows, scoring models, and decision frameworks to help you conceptualize your next intelligent limit increase program.
This limit increase starter pack will provide you with sample artifacts to help you envision a new credit limit program for cards, mortgages, personal loans or home equity lines of credit (HELOCs). This starter pack includes sample workflows, exclusion criteria, population segmentation and scoring models to start your thinking around how to deploy a new limit increase program. Within this starter pack you will get access to sample champion-challenger testing frameworks. These sample frameworks will give you an idea how to start with standard approaches and evolve toward more complex decision strategies as your program matures.Free starter pack
Features
Features
Sample account filtering
See how to automatically exclude ineligible accounts using predefined criteria for dormant, fraudulent, deceased, frozen, or transferred accounts to ensure clean processing.Illustrative population segmentation
Learn how to categorize accounts by product type (cards, mortgages, personal loans, HELOCs) and apply appropriate limit increase logic for each credit product.Example scoring models
See approaches for evaluating current credit limits against utilization patterns to identify optimal increase candidates.