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Enrich

By: Plaid

Enrich your transaction data with merchant, category, and location insights.

Enrich can be used for personal financial management and cash advance purposes. Enrich brings clarity to the transaction data you’ve generated from your card products and bank accounts, or from non-Plaid sources. Send us your unstructured data and we'll return categorized data and insights including merchant details, category, location and counterparties. The enriched data can be used to build apps and features that help users manage their cash flow, earn rewards, and discover other financial products to help them reach their financial goals. Enrich is built for banks and fintechs of all sizes.
Features Benefits

Features

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Clean merchant details

Streamline the user experience and reduce disputes with standardized merchant names and helpful details such as location and website.
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Smart categorization

Improve spending insights with accurate categorization. Powered by machine learning that enriches 500 million transactions daily.
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Visibility into transaction parties

Know where and how customers spend. Identify every party involved in a transaction, including counterparties like Doordash or Square.

Benefits

Power personalized experiences

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Dispute cost reduction

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Take the next step

Connect with FICO to learn how to accelerate innovation and unlock time-to-value from decision assets, including AI, by accessing FICO Marketplace from FICO Platform.