UK Credit Card Payment Trends - Missed Payments Are Rising
Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments
Canadian Bankcards: Delinquencies on Monoline Cards Are Rising
FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels
Using More Customer Management Tools Can Generate Millions in Incremental Profit
The benefits of active vs. passive use of FICO customer management technology are clear
Brazilian Credit Risk Trends Reveal Growth Opportunities
This deep dive into the credit health of the Brazilian market presents a positive national scenario, leading to recommendations for growth in multiple credit products
Why Banks’ Deposit and Savings Strategies Must Change
Regulatory pressures and waning trust are among the factors forcing banks to better meet customers’ needs - here are some best practices
UK Credit Card Trends 2023-2024: More Spend and Delinquencies
FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns
Why This Is a Good Time to Grant Credit Limit Increases
Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand
FICO and Client HSBC Named Finalists in 2024 Credit Awards
Prestigious EMEA Credit Awards program recognizes leading technology providers and praiseworthy customer implementations in financial services
How to Solve Your “Elephant Problem” with an AI Platform
Collaboration is critical to overcome the silos in your organization, each of which sees a partial picture of your customers
Westpac NZ Boosts Hyper-Personalization With FICO Platform
Leading New Zealand bank with more than 1.5 million customers wins FICO Pioneer Award for its advanced decision innovation
Unlocking Profit Potential in India's Credit Card Boom
Boosting revenue and effectively navigating risk using FICO Platform
UK Credit Cards: Average Spending and Balances Reach New High
High prices lead to highest average credit card spend and balances since FICO records began
US Bankcards Industry Benchmarking Trends: 2023 Q4 Update
Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening
How to Increase Claims Processing Automation – 5 Questions to Ask
Automating claims processing right can help you reduce costs, improve outcomes, and assure patient and stakeholder satisfaction - here's how to think about it
How Decision Optimization Improves Credit Line Management
Action-effect models and prescriptive analytics make credit limit increase optimization a powerful tool to improve portfolio performance
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