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UK Credit Cards: Average Spending and Balances Reach New High

High prices lead to highest average credit card spend and balances since FICO records began

Meet The 2024 FICO Decisions Awards Winners!

18 companies recognized for successful innovation in AI, machine learning and decision management

How to Increase Claims Processing Automation – 5 Questions to Ask

Automating claims processing right can help you reduce costs, improve outcomes, and assure patient and stakeholder satisfaction - here's how to think about it

How Decision Optimization Improves Credit Line Management

Action-effect models and prescriptive analytics make credit limit increase optimization a powerful tool to improve portfolio performance

Risk & Lending Predictions 2024: UK Stresses and Open Banking

UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology

UK Credit Cards: Pre-Holiday Spending and Payments

UK card sales and cash spend fell before the usual Christmas upturn, although inflation means spending was higher than the same period in 2022

How Banks Can Manage Credit Strategies in Turkey’s Economy

At a time of rapid change, Turkish banks could use mathematical optimisation of credit strategies to navigate pricing challenges and spur growth

How to Improve Patient Centricity for Commercial Health Plans

The advantages of a holistic, member-centric approach to healthcare are clear - as are the impacts of the failure to achieve member centricity

US Bankcards Industry Benchmarking Trends: 2023 Q3 Update

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

UK Credit Cards: Stable Activity in September Ahead of Holiday Period

UK credit card missed payments and total balances rise, while spending falls ahead of the festive period

Report Shows Many Banks Fail at Hyper-Personalization - at a Price

Customer defections are one result of poor personalization — but new Forrester report also shares how some banks are winning

Five Emerging Strategies for Healthcare Claims Processing in 2024

These are the top challenges for health plan executives in claims processing and the innovative trends that are helping them adapt, improvise, and overcome

Practical Applications of Transaction Analytics in Banking

Explore how transaction analytics can improve credit scoring, deepens customer relationships and reduce collection costs.

Why Microservices Are Driving the Future of Automotive

Microservices are a fast route to directly improving customer experience – and they offer far greater agility to auto lenders and dealers

Unlocking Financial Insights with Transaction Analytics

Discover how transaction analytics is revolutionizing banking by providing a 360-degree view of customer behavior and preferences

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