The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

Here are 5 key steps that CSPs can take to predict rising churn and delinquency rates and improve telco customer retention

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand

Prestigious EMEA Credit Awards program recognizes leading technology providers and praiseworthy customer implementations in financial services

FICO survey demonstrates the importance of fraud protection to today’s customers and the need to effectively balance security with convenience

Comprehensive, real-time risk evaluation has never been more critical in the automotive finance industry

Moving from separate systems to a single platform, and using omnichannel communications, are keys to improving both risk and fraud management

Siloes between your application fraud management and originations teams can create customer experience problems and increase losses - here are some ways to break through the siloes

Action-effect models and prescriptive analytics make credit limit increase optimization a powerful tool to improve portfolio performance

Barriers between functions create credit risk and fraud exposure and lead to poor customer experiences and reduced business growth

UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology

These fraud trends will define 2024 as financial institutions look to enhance security and protect the customer experience

The drive to reduce technical debt from disconnected legacy systems is leading banks to enterprise decision platforms - with benefits for IT, the commercial team and consumers