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How the Resumption of Student Loan Delinquency Reporting May Impact FICO Scores

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

Survey: Real-time Intervention Is Key to Scam Protection

Consumers are facing rising scam exposure and losses, but banks can use a variety of tools to help fight the criminals and protect their customers

Survey: Consumers Want Better Scam Prevention from Banks

Real-time payments (RTP) are growing in adoption and usage, and so is fraud - consumers want greater scam prevention from banks

FICO’s Royalty Pricing, Role and Adoption in the Mortgage Industry

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

Fraud Prevention: UBS Card Center Wins with FICO for 25 Years

Swiss card issuer has seen remarkable results in fraud prevention using FICO Falcon Fraud Manager for a quarter century

An Ecosystem to Detect and Prevent Real-Time Payments Fraud

A panel of experts at FICO World explored the rapid growth and fraud challenges of real-time payments fraud, and what’s being done to address it

Why This Is a Good Time to Grant Credit Limit Increases

Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand

Debit Card Compromises Nearly Doubled in 2023 - FICO Data

Debit card skimming grew 96% year over year in 2023, with new geographies taking some of the top spots for points of compromise

Six Trends Transforming the Auto Finance Landscape

Comprehensive, real-time risk evaluation has never been more critical in the automotive finance industry

How Decision Optimization Improves Credit Line Management

Action-effect models and prescriptive analytics make credit limit increase optimization a powerful tool to improve portfolio performance

Improving Case Management and Fraud Decisioning While Protecting CX

Enterprise fraud solution buyers are prioritizing investments in case management, customer engagement and decisioning, and FICO is heeding the call

Risk & Lending Predictions 2024: UK Stresses and Open Banking

UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology

The Future of AI and Hyper-Personalization in Auto Loan Finance

Lenders meeting at FICO’s Auto MasterMind event discussed the technologies that can make auto loan finance smarter

Why Microservices Are Driving the Future of Automotive

Microservices are a fast route to directly improving customer experience – and they offer far greater agility to auto lenders and dealers

Will the Retirement Surge Cripple Your Claims Process Effectiveness?

How can insurers build optimal claims administration strategies when their best claims experts are hitting the exits?

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