Inappropriate comparisons between credit scoring models could threaten liquidity and consumer access to affordable credit

Credit card delinquency rates picked up in the back half of the year as spending slows

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

Here are 5 key steps that CSPs can take to predict rising churn and delinquency rates and improve telco customer retention

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

Comprehensive, real-time risk evaluation has never been more critical in the automotive finance industry

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

Action-effect models and prescriptive analytics make credit limit increase optimization a powerful tool to improve portfolio performance

UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

Lenders meeting at FICO’s Auto MasterMind event discussed the technologies that can make auto loan finance smarter