Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service

The long-term value of a good customer decision far surpasses the short-term ROI

The advent of Generative AI opens the door for more targeted and effective messaging when payments are late – learn about the benefits

Inappropriate comparisons between credit scoring models could threaten liquidity and consumer access to affordable credit

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

Digital channels can deliver great results across all risk groups and the entire debt collection lifecycle, improving the customer experience as well as portfolio performance

Here are 5 key steps that CSPs can take to predict rising churn and delinquency rates and improve telco customer retention

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

Omnichannel technology is one key to humanizing your collections strategy and personalizing treatment strategies

Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand

Comprehensive, real-time risk evaluation has never been more critical in the automotive finance industry

Action-effect models and prescriptive analytics make credit limit increase optimization a powerful tool to improve portfolio performance

UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology

Black box models will be even more difficult to justify after a recent European ruling - explainable AI and reason codes with credit scores are critical