Balance
Retrieve real-time bank account balance information.
Balance is designed to work seamlessly with other Plaid products, such as Auth for money movement and account funding, or Transactions for personal finance management. Balance offers real-time bank account data that can be leveraged in multiple ways. It enables businesses to display account balances, enhance risk models, and predict ACH insufficient funds returns—helping to reduce payment failures. By checking available funds before initiating a transfer, businesses can minimize ACH returns and improve transaction success rates.
Features
Benefits
Features
Real-time balance data
Access real-time balance information (available and current) for user linked accounts from over 12,000 financial institutions.Benefits
Reduce NSF fees
Enable account pre-funding