Auth
Retrieve bank account information for ACH, wire, and other bank-to-bank transfers.
Auth can be used for account verification to enable money movement (payments and account funding). Auth enables businesses to instantly verify bank accounts for faster and easier account funding, pay by bank, loan repayments, and more. When accounts are verified, businesses can request a user's checking, savings, or cash management account and routing number—making it easy to initiate credits or debits via ACH, wire transfers, or equivalent international networks. Auth is available for use exclusively in combination with other Plaid products, such as Balance, Identity, and Signal.
Features
Benefits
Features
Instant account verification
User enters their credentials and is authenticated immediately - no waiting for microdeposits.Comprehensive account coverage
Reach more customers with account coverage for 99.9% of U.S. banks and credit unions.Flexible configurations
Set up ACH transfers from any bank and select the processor and authorization types that work best for your business.Benefits
Maximize conversion
Connect with every customer