Atto Categorisation Engine API
Transaction enrichment engine that categorises bank transactions.
The Atto Categorisation Engine API allows you to bring your own bank transaction data and automatically enrich and classify raw transactions into consistent categories such as payroll, rent, subscriptions, gambling, transfers, utilities, and merchants — improving downstream analytics, insights, and automated decision-making. Atto’s Categorisation Engine enables businesses to transform raw transaction data into rich, actionable financial insights through automated transaction categorisation, classification, and merchant identification. Powered by advanced machine learning and big data models, the solution analyzes transaction descriptions to accurately classify spending behaviour, identify payment methods, and predict merchant names. By enriching transaction data with structured insights, businesses gain a deeper understanding of customer spending habits, income sources, and financial behaviour. The solution helps improve lending decisions, customer segmentation, fraud analysis, and personalized financial experiences while reducing manual processing and operational overhead.
Features
Benefits
Features
Confidence Scoring
Provide confidence scores for categorization, classification, and merchant predictions to ensure reliable results.Merchant Identification
Predict merchant names from transaction descriptions to enhance spending visibility and analysis.Transaction Classification
Identify payment methods such as POS, ATM, cheque, and transfers for deeper transaction insights.Benefits
Enhanced Customer Insights
Improved Decision-Making
Personalized Customer Experiences
Better Marketing & Engagement