Atto Bank Account Verification API
Verifies ownership and account details using customer-consented bank data.
Bank Account Verification is a fast, secure, and reliable API solution that confirms whether a bank account belongs to the specified individual. Designed to reduce fraud and improve transaction security, the solution verifies key account details, making it ideal for onboarding, payments, and compliance workflows. Using advanced matching algorithms, the API cross-references account identifiers such as account number and bank code while intelligently validating the account holder’s name against bank-provided data. The system supports flexible name matching across various formats, helping businesses automate verification processes with high accuracy and minimal friction. Bank Account Verification enables businesses to streamline customer onboarding, strengthen fraud prevention, improve payment reliability, and support KYC/AML compliance requirements — all through a simple and scalable API integration. By validating account ownership in real time, organisations can reduce manual reviews, minimize failed transactions, and build greater trust across digital financial journeys. Please note that prerequisite UI configuration is required before invoking an API from FICO Platform. Please see Atto Platform document under Deliverables to see integration details.
Features
Benefits
Features
Real-Time Bank Account Verification
Instantly verifies whether a bank account belongs to the provided individual using secure bank data validation.Benefits
Enhanced Fraud Prevention
Faster Customer Onboarding
Better Customer Experience