The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
A 7-Step Enterprise Fraud Framework to Redefine Scam Prevention
There is no one silver bullet for stopping scams — effective defense requires a multi-layered strategy
How Scam Prevention and Scam Detection Help Banks and Customers
Authorized push payment fraud, aka scams, are exploding in volume and impact - banks should consider the role of AI in scam detection and prevention
FICO Statement: GSE Credit Score Recommendations
Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.
Understanding Fraud Detection to Safeguard Financial Services in an Ever-Changing Threat Landscape
This comprehensive guide explores the multifaceted domain of fraud detection, including specific techniques and their practical implementation
Buzzworthy Videos in Nacha Contest Aim to Stop the Scams
Nacha’s second annual Spotlight! Payments Video Challenge brings consumer creativity to the fight against payment scams
FICO Adds Powerful Credit Optimization Tools to AWS Marketplace
Lenders can use new FICO solutions on AWS Marketplace to optimize credit lines and loan pricing, plus improve customer communications
Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market
FICO® Score 10T historical data to be released in advance of implementation by the GSEs
A Guide to Price Optimization: What Is It, How it Works, and Why You Need It to Maximize Profits
Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy
How to Build a Winning Enterprise Fraud Management Strategy
Enterprise fraud management can break down fraud prevention operational silos so that fraud and abuse can be tackled at the customer level, rather than just the account level
Digital Wallet Fraud: How It Works and How to Fight It
A full view of the customer journey is critical to detecting and preventing digital wallet fraud, as are enhanced communications and segmented strategies
Meet Our 2026 FICO Decision Awards Judges
Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes
The Path Forward for Fair Credit Scoring Competition
With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
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