The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
FICO Statement: GSE Credit Score Recommendations
Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.
Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market
FICO® Score 10T historical data to be released in advance of implementation by the GSEs
Meet Our 2026 FICO Decision Awards Judges
Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes
The Path Forward for Fair Credit Scoring Competition
With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
The Financial Health Revolution: How Gen Z Is Leading the Charge
What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead
How to Unlock the Hidden Patterns in Payment Transactions
Applied Intelligence helps capture payments data across the business
Canada Bankcard Industry Benchmarking Trends: Q2 2025
Credit card insights uncover developing financial pressures affecting many Canadians
Statement on FHFA’s Interim Lender Choice Policy, announced Tuesday July 15th:
The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers.
FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability
An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power.
Canada Bankcard Industry Benchmarking Trends: Q1 2025
Credit card data reveals many Canadians are struggling to pay off their monthly balances
Octane Grows Lending by 36% with FICO Auto Score 10
Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
Evolving Landscape of Machine Learning Relative to the FICO® Score
How does progress in artificial intelligence stack up to the FICO credit score model?
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