Explainability in fraud management covers everything from how fraud systems work to how their models are trained to how they are fueled by the right data

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

The United Nations International Day of Women and Girls in Science throws a spotlight on creating greater diversity, and it is especially important to get more women in AI

Many organizations, including data science teams, derail innovation with internal competition that fragments resources and energy.

The 5 top posts last year dealt with digital transformation in insurance, automated originations, responsible AI, model governance and, strangely enough, movies!

If done properly, using AI and machine learning in fraud detection can clearly distinguish legitimate and fraudulent behaviors while adapting over time to new tactics

I predict that Auditable AI and Humble AI will become widely used in 2022, as essential parts of Responsible AI

Consumer expectations for digital account opening are rising - but our survey shows the demands vary across age groups and countries

In a world of digital-first originations, consumers will tolerate increased friction when opening accounts for specific high-value financial products, such as mortgages

FICO continues to be responsible for industry-changing innovations in AI, Financial Crime and Retail Credit Analytics.

New research shows that most consumers will answer up to 10 questions during the account opening process - any more and half will give up

More than 85% of consumers polled said they were willing to consider opening a financial account digitally - but they have high expectations

Cobots are collaborative robots, and they're part of the way financial services fight fraud and financial crime

After 65 Years, FICO (still) innovates and leads with our software solutions.

Interactions with vulnerable customers offer critical insights that can transform business outcomes, performance and drive long-term loyalty and retention