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Banking Predictions 2024: AI, Composability and More

Open banking, AI and hyper-personalization are among the trends reshaping the banking landscape

The Power of 10: FICO’s Patent Powerhouse Unveils 10 New Patents

FICO’s latest data science and software patents amplify the benefits of enterprise decision-making technology delivered through FICO® Platform and software solutions

Risk & Lending Predictions 2024: UK Stresses and Open Banking

UK consumers face another challenging year — financial institutions should make use of Open Banking data and new technology

How Insurance Companies Can Seize the Potential of AI

Artificial intelligence is powering a lot of digital transformation and legacy modernization in insurance, but two big challenges remain before wider adoption is possible

Predictions 2024: You Need to Calm Down: AI Predictions and Prescriptions

Where will we land in 2024? Will we enter into a new, calmer era of AI?

CJEU Ruling Highlights the Need for Explainability in Analytics

Black box models will be even more difficult to justify after a recent European ruling - explainable AI and reason codes with credit scores are critical

How Banks Can Manage Credit Strategies in Turkey’s Economy

At a time of rapid change, Turkish banks could use mathematical optimisation of credit strategies to navigate pricing challenges and spur growth

Predictions 2024: Six Trends in Digital Transformation and Decisioning

Cloud adoption, AI, API-driven ecosystems and composability are among the trends driving greater value for IT teams and businesses undertaking digital transformation

More Than an Audit Trail: Blockchain Model Governance for Auditable AI

Latent features is a cornerstone of Responsible AI governance framework and Auditable AI

How to Improve Patient Centricity for Commercial Health Plans

The advantages of a holistic, member-centric approach to healthcare are clear - as are the impacts of the failure to achieve member centricity

Enterprise Decisioning: The IT Trend That’s Transforming Banking

The drive to reduce technical debt from disconnected legacy systems is leading banks to enterprise decision platforms - with benefits for IT, the commercial team and consumers

Report Shows Many Banks Fail at Hyper-Personalization - at a Price

Customer defections are one result of poor personalization — but new Forrester report also shares how some banks are winning

Six Hurdles Blocking Your Digital Transformation Success

Financial services firms face data challenges, but there is a key to successful digital transformation

Digital Transformation Success Stories: FICO Platform Users Speak Out

Innovation and agility are at the heart of digital transformation, as these case studies from senior leaders demonstrate

The Future of AI and Hyper-Personalization in Auto Loan Finance

Lenders meeting at FICO’s Auto MasterMind event discussed the technologies that can make auto loan finance smarter

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