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Student Loan Delinquencies Lower the Average FICO Score to 715

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

5 Steps to Strengthen Credit Risk Strategy for Lenders: A How to Guide for Institutions of All Sizes

How using FICO’s Innovation Lab can help future-proof for evolving economic conditions and credit risk decisions

FICO Fact: Is a 700 FICO Score the Same as a 700 VantageScore?

Inappropriate comparisons between credit scoring models could threaten liquidity and consumer access to affordable credit

Reflections on Innovation: 101 AI and Software Patents Granted

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact

Yapı Kredi Achieves Award-Winning Success Cutting Fraud

By using FICO® Falcon® Fraud Manager, this Turkish lender relies on AI and machine learning to keep a low fraud ratio

Fighting Fraud: Network International and FICO Partnership

Network International integrates FICO fraud solution to help clients combat card-related fraud

The Role of the FICO® Score in the Mortgage Consumer Credit Risk Ecosystem

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

How the Resumption of Student Loan Delinquency Reporting May Impact FICO Scores

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

5 Key Strategies to Prepare for New Fraud Trends

Fraudsters adapt rapidly, always on the lookout for new ways to exploit weaknesses in fraud defences and find new routes to their victims. How can fraud teams respond?

Average FICO® Score in Canada Drops Two Points to 760

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

FICO’s Royalty Pricing, Role and Adoption in the Mortgage Industry

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

Fraud Prevention: UBS Card Center Wins with FICO for 25 Years

Swiss card issuer has seen remarkable results in fraud prevention using FICO Falcon Fraud Manager for a quarter century

Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty

Inflation fatigue puts more borrowers under financial pressure

Are FICO® Scores the Same Around the World?

FICO is committed to creating the most effective credit score for each international market

Credit Union Borrowers’ Average FICO Score Slightly Decreased over the Last 2 Years

Debt and missed payments continue to rise, contributing to a change in the average

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