Competitive Loan Pricing: How To Outprice (not Underprice) Rivals
5 key steps to winning using customer-centric loan pricing optimization
Česká spořitelna Modernizes Operations With Debt Collection Optimization
Czech Republic’s largest retail bank wins FICO® Decisions Award for debt management using FICO Decision Optimization technology
Explainability in Fraud Management — What to Focus On Now
Explainability in fraud management covers everything from how fraud systems work to how their models are trained to how they are fueled by the right data
Improving IRB and RWA Calculations with Machine Learning
Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.
Women in AI: Diversity Can Lead to Better Models
The United Nations International Day of Women and Girls in Science throws a spotlight on creating greater diversity, and it is especially important to get more women in AI
“There Can Be Only One”: The Highlander Principle of Data Science
Many organizations, including data science teams, derail innovation with internal competition that fragments resources and energy.
Top 5 Decision Management Posts of 2021
The 5 top posts last year dealt with digital transformation in insurance, automated originations, responsible AI, model governance and, strangely enough, movies!
5 Keys to Using AI and Machine Learning in Fraud Detection
If done properly, using AI and machine learning in fraud detection can clearly distinguish legitimate and fraudulent behaviors while adapting over time to new tactics
AI Predictions 2022: The Great Humbling of AI
I predict that Auditable AI and Humble AI will become widely used in 2022, as essential parts of Responsible AI
Digital Account Opening in Finance: What Consumers Want
Consumer expectations for digital account opening are rising - but our survey shows the demands vary across age groups and countries
Digital-First Originations: Why Friction Counts in Small Amounts
In a world of digital-first originations, consumers will tolerate increased friction when opening accounts for specific high-value financial products, such as mortgages
FICO is a Top 10 RiskTech Company in the 2022 Chartis RiskTech100® Report
FICO continues to be responsible for industry-changing innovations in AI, Financial Crime and Retail Credit Analytics.
10 Questions or Less – Why Consumers Abandon Account Opening
New research shows that most consumers will answer up to 10 questions during the account opening process - any more and half will give up
Digital-First Lending: The Pandemic Raised the Stakes
More than 85% of consumers polled said they were willing to consider opening a financial account digitally - but they have high expectations
I, Cobot: Humans and Machines Team Up to Fight Fraud
Cobots are collaborative robots, and they're part of the way financial services fight fraud and financial crime
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.