Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Credit card data reveals many Canadians are struggling to pay off their monthly balances

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service

Explore the forthcoming capabilities for business decision-making and applied intelligence based on AI, composability and more

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.

The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud

Vitality, a major healthcare insurer in the UK, shows how harnessing technology to personalize healthcare experiences can drive sustainable growth

FICO data reveals that the positive payment behaviour from the pandemic is still persisting

FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025

Next best action strategies and technology balance growth and risk for banks, while advancing customer relationships

Enhance your customer management strategies to boost enterprise revenue through overlimit authorisations

Here are 5 key steps that CSPs can take to predict rising churn and delinquency rates and improve telco customer retention