Applied Intelligence helps capture payments data across the business

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk

Credit card insights uncover developing financial pressures affecting many Canadians

UnionBank leverages FICO Platform for automated credit approvals, integrating Citibank systems and enabling 5-minute onboarding at scale.

Explore how the EU's revised Consumer Credit Directive (CCD2) will reshape Dutch lending and discover how automation can help lenders navigate these changes

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

Bradesco delivers agriculture finance solutions to 500,000+ farmers via E-agro, Brazil’s first fully digital rural credit platform, powered by FICO® Platform

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Credit card data reveals many Canadians are struggling to pay off their monthly balances

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service

Explore the forthcoming capabilities for business decision-making and applied intelligence based on AI, composability and more

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.

The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud