The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

Credit card data reveals many Canadians are struggling to pay off their monthly balances

This FICO World presentation highlights the vital importance of balancing customer care with collections success in a highly regulated environment

From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy

Lenders can unlock a competitive advantage with enhanced credit line optimization in digital onboarding, as well as optimization in customer management and debt collection

The advent of Generative AI opens the door for more targeted and effective messaging when payments are late – learn about the benefits

How using FICO’s Innovation Lab can help future-proof for evolving economic conditions and credit risk decisions

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

Digital channels can deliver great results across all risk groups and the entire debt collection lifecycle, improving the customer experience as well as portfolio performance

When an omnichannel communication strategy is executed properly, companies can expect to see a significant improvement in debt collection

Here are 5 key steps that CSPs can take to predict rising churn and delinquency rates and improve telco customer retention

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

Examples from TSYS, Dock and Creditforce show how FICO technology helps partners help their customers stop fraud, manage credit and more