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Statement on FHFA’s Interim Lender Choice Policy, announced Tuesday July 15th:

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

How Is Credit Card Fraud Changing in Europe?

The FICO European Fraud Map shows how Card Not Present fraud is rising across Europe, and why a unified approach to fighting fraud is vital

3 Ways Social Engineering Undermines Fraud Defences in the UK

UK Finance’s Fraud Report 2025 shows changes in fraud typologies – underlying much of this shift is evolving techniques in social engineering

The 6 "E"s of Enterprise Fraud Management

Navigate the complexities of enterprise fraud management with seamless orchestration, real-time detection, and scalable prevention and intervention strategies.

New Frontiers for Applied Intelligence: Innovations on FICO Platform

Explore the forthcoming capabilities for business decision-making and applied intelligence based on AI, composability and more

PSD3: Preparing for the Next Wave of Payments Regulation 

FICO’s omni-channel Customer Communication Services can help European institutions stay ahead through tailored customer outreach

Bradesco Fights Fraud with AI and FICO Platform at Scale

Brazilian banking giant modernizes fraud detection and account onboarding with AI on FICO Platform, securing 1B transactions and doubling approval speed

Building Financial Literacy Through Credit Education

From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy

Debit Card Compromise in 2024: Events Up, Number of Compromised Cards Down

Debit card skimming in the US in 2024 was a mixed bag, with increases in reported incidents but decreases in total number of compromised cards

5 Steps to Strengthen Credit Risk Strategy for Lenders: A How to Guide for Institutions of All Sizes

How using FICO’s Innovation Lab can help future-proof for evolving economic conditions and credit risk decisions

Reflections on Innovation: 101 AI and Software Patents Granted

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact

Yapı Kredi Achieves Award-Winning Success Cutting Fraud

By using FICO® Falcon® Fraud Manager, this Turkish lender relies on AI and machine learning to keep a low fraud ratio

Fighting Fraud: Network International and FICO Partnership

Network International integrates FICO fraud solution to help clients combat card-related fraud

The Role of the FICO® Score in the Mortgage Consumer Credit Risk Ecosystem

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits

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