Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file

Our top FICO Scores posts explored the expansive reach of the FICO® Score suite, as well as dispelling common misconceptions surrounding FICO® Scores.

Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success

From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy

In conversation with Scott Zoldi, FICO's Chief Analytics Officer.

In an environment where the way we work, travel, meet and shop is changing, the world of credit is adapting quickly, driven by competitive, regulatory and customer pressures

The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.

AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk

Research shows balance aggregation results in modest impact to FICO® Scores

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.

Paying down credit card balances, driven by reduced spending, increased savings and awareness, among other factors, helped many consumers show improvement in FICO® Scores.

At the 2021 Edinburgh Credit Scoring conference, we will address scoring innovations that can improve decisions in all different economic scenarios

Building resilience into Collections & Recovery

Building resilience into customer management