2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.

Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

Building portfolio risk resilience into Collections & Recovery

Building portfolio risk resilience into customer management

Building portfolio risk resilience into customer acquisition

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index

Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels

FICO Score credit risk trends through the COVID-19 pandemic

FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions

FICO® Resilience Index tools that measure consumer resiliency, benefit lenders in a recessionary environment

Highlighting results from FICO’s release of FICO® Resilience Index benchmarking reports for 2022

A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.

SIMAH wins FICO® Decisions Award for financial inclusion using FICO® Scores

What can banks do to assist consumers with their financial health – and can this be profitable?