More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Blending artificial intelligence, machine learning and domain expertise in the design of credit scores - a video discussion with Agus Sudjianto

A Resounding Success in Empowering U.S. Communities with Financial Literacy

A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation

Highlighting results from FICO’s 2023 FICO® Resilience Index 2 benchmarking reports

What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?

Insightful financial inclusion video focused on fairness in lending

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Milliman assessment evaluates updated FICO models coming to mortgage industry

Call for analytics and digital transformation champions!

Higher prices keep customers in a pinch from making on-time payments

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance