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Are FICO® Scores the Same Around the World?

FICO is committed to creating the most effective credit score for each international market

Credit Union Borrowers’ Average FICO Score Slightly Decreased over the Last 2 Years

Debt and missed payments continue to rise, contributing to a change in the average

Meet Our 2025 FICO Decision Awards Judges

A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation

A World Without FICO Credit Scores: What Was It Like?

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

US Bankcards Industry Benchmarking Trends: 2024 Q2 Update

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

The Crucial Importance of Precision and Accuracy in Mortgage Lending

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

FICO Fact: You Can Have No Debt and a High Credit Score!

People with no current debt can – and often do - have a credit score higher than the national average

The Future of Business: A New Engagement Model

Using decision making technology to master the modern business landscape

2025 FICO Decision Awards: Nominations Now Open

Call for analytics and digital transformation champions!

Evaluating the inclusion of BNPL data in FICO® Scores

FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source

FICO’s Adoption and Pricing in the Mortgage Origination Market

At $3.50 per score, FICO royalties constitute only 15% of the cost of a $70 tri-merge credit report and 2/10ths of one percent of mortgage closing costs

Average U.S. FICO Score at 717 as More Consumers Face Financial Headwinds

Outlier or Start of a New Credit Score Trend?

The New Era in Mortgage Credit Risk

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

Meet The 2024 FICO Decisions Awards Winners!

18 companies recognized for successful innovation in AI, machine learning and decision management

FICO Launches Innovative Score to Help Ukrainians Get Credit

Our initiative with regional leaders in Poland and Ukraine is aimed at improving financial inclusion and credit access for Ukrainian refugees

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