Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.

FICO® Resilience Index unlocks more accurate loss forecasts and stronger portfolio performance.

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

FICO® Score 10T historical data to be released in advance of implementation by the GSEs

Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead

Credit card insights uncover developing financial pressures affecting many Canadians

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power.