Meet The 2025 FICO Decision Awards Winners!
15 companies recognized for successful innovation in AI, machine learning and decision management
The Role of the FICO® Score in the Mortgage Consumer Credit Risk Ecosystem
The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits
Real-Time Payments: 4 Requirements for Scam Protection Systems
How to design a multi-CSM (clearing and settlement mechanism) RTP solution for maximum fraud and scam protection
How the Resumption of Student Loan Delinquency Reporting May Impact FICO Scores
What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends
Survey: Real-time Intervention Is Key to Scam Protection
Consumers are facing rising scam exposure and losses, but banks can use a variety of tools to help fight the criminals and protect their customers
5 Key Strategies to Prepare for New Fraud Trends
Fraudsters adapt rapidly, always on the lookout for new ways to exploit weaknesses in fraud defences and find new routes to their victims. How can fraud teams respond?
Survey: Consumers Want Better Scam Prevention from Banks
Real-time payments (RTP) are growing in adoption and usage, and so is fraud - consumers want greater scam prevention from banks
Average FICO® Score in Canada Drops Two Points to 760
Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue
FICO’s Royalty Pricing, Role and Adoption in the Mortgage Industry
The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.
From Detection to Prevention – Tackling Scams from Every Angle
As real-time payments continue to grow globally, authorized push payment fraud scams follow. making intervention imperative
Fraud Prevention: UBS Card Center Wins with FICO for 25 Years
Swiss card issuer has seen remarkable results in fraud prevention using FICO Falcon Fraud Manager for a quarter century
Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty
Inflation fatigue puts more borrowers under financial pressure
Are FICO® Scores the Same Around the World?
FICO is committed to creating the most effective credit score for each international market
An Ecosystem to Detect and Prevent Real-Time Payments Fraud
A panel of experts at FICO World explored the rapid growth and fraud challenges of real-time payments fraud, and what’s being done to address it
Credit Union Borrowers’ Average FICO Score Slightly Decreased over the Last 2 Years
Debt and missed payments continue to rise, contributing to a change in the average
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.