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Four 2023 U.S. Policy Predictions for Financial Services Companies

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022)

Building portfolio risk resilience into Collections & Recovery

Addressing Portfolio Risk in Economic Uncertainty: Part 3 (2022)

Building portfolio risk resilience into customer management

Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)

Building portfolio risk resilience into customer acquisition

Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022)

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index

Retain and Grow Deposit Market Share as Interest Rates Rise

For deposit-taking institutions, a rising-rate environment presents both a challenge and an opportunity - and deposit price optimisation provides a strong solution

Canada Bankcard Industry Benchmarking Trends: Q2 2022 Update

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

US Bankcard Industry Benchmarking Trends: 2022 Q2 Update

Bankcard delinquencies continue to rise as growth in the economy slows

Covid to Cost-of-Living: Assessing Affordability in Uncertain Times

The removal of the mortgage market affordability test in the UK could pose challenges at a time when affordability is an important lending issue

2023 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!

Poor Affordability Analytics Create a Disconnect for Telcos

Telco strategies depend on cross-selling and upselling services, which makes affordability analytics critical

Competitive Loan Pricing: How To Outprice (not Underprice) Rivals

5 key steps to winning using customer-centric loan pricing optimization

Better SME Lending Systems Key To Winning Back Businesses Post-pandemic

Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery

Mibanco Expands Microlending, Helps Customers During Pandemic

Largest microfinance bank in Latin America has used FICO Platform’s Decisions Capability to boost lending capacity and respond quickly during the pandemic

Top 5 Customer Development Posts of 2021

The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending

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