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Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022)

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index

4 AI Predictions for 2023: From the Great Correction to Practical AI

A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence

Four Key Components of Real-Time Insurance Success

Insurers need to make real-time decisions using advanced analytics, with interactive communications, based on a complete view of the customer

UK Cards Data: September Data Shows Rising Consumer Stress

The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold

Insurance Microservices Provide Needed Agility Today

Monolithic architecture hinders the evolution of cloud-hosted platforms — microservices are proving more effective at meeting insurers' demands for agility

FICO Ranks Top 5 in the 2023 Chartis RiskTech100® Report

FICO awarded first place in six categories on risk and compliance technology in the 2023 Chartis RiskTech100® Report, including Innovation for the sixth year in a row

UK Card Risk Trends: Summer Data Indicates Challenges Rising

Erratic UK cardholder behaviour over the summer months reinforces challenging conditions for lenders

Open Banking in the Philippines and the Opportunities in the Data

How data sharing can improve credit risk decisioning

Meet Our 2023 FICO Decisions Awards Judges

Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation

Digitalization and Artificial Intelligence: 5 Keys to Success

Digitalization and artificial intelligence will radically change retail banking. What does this mean for banks?

Retain and Grow Deposit Market Share as Interest Rates Rise

For deposit-taking institutions, a rising-rate environment presents both a challenge and an opportunity - and deposit price optimisation provides a strong solution

UK Credit Card Trends: From 2008 Crash to Cost-of-Living Crisis

Changes in card management, customer behaviour and regulations make card delinquencies and other trends very different from the crash of 2008

Tackling the Fintech Threat: A Guide for Banks and Credit Unions

What financial institutions need to compete with fintech threat disrupters

Is “Enterprise Intelligence” an Oxymoron? Breaking the 5 Blockers

Enterprise intelligence that powers digital customer experiences has never been more advanced — so why are 70% of digital transformations floundering?

Canada Bankcard Industry Benchmarking Trends: Q2 2022 Update

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

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