The real trick to beating the bad guys, like digital disruptors, is outsmarting them

Customers and regulators are both interested in sustainable finance - here's how banks and fintechs can use automated decisions to advance their ESG goals

Our UK Credit Market Report of UK card trends for July 2021 reveals that there was an uplift in missed payment rates, whilst spend on cards marginally fell

Achieving customer centricity without a decisioning platform can be as hit-or-miss as solving a Rubik’s Cube and its quintillion possible combinations

A conversation with David Pommerehn, Consumer Bankers Association (CBA)

Digital simulations allow you to safely hypothesize and test “what if” scenarios and use the resulting insights to push through pain points in your business.

Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact

Build Stronger, More Profitable Portfolios with Pooled Models that Drive Smarter Originations Decisions

Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers

Credit card spend 3.5% higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position

From South America to South Africa, businesses are using centralized decisioning to connect with customers

Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system

From three days to seconds: cloud-hosted FICO Platform helps Care by Volvo approve applications in real-time

Markedly lower increase in card spend shows how consumers are reacting to the 'new normal'

Using pooled models in addition to bureau scores can help creditors make more precise, value-based decisions at the origination stage.