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“Centralized Decisioning”: The Industry’s Most Cutting Edge Decision Management Solution Needs a Better Name

Companies worldwide are achieving their decision management, digital transformation and customer centricity KPIs thanks to “centralized decisioning.” But it needs a better name.

Bank Ecosystems: The Role of Data Ingestion

Multiple types of data can be fed into banking systems to make better decisions - but can your system handle it?

Key Digital Questions Financial Institutions Should Obsess About

How are financial institutions measuring the effectiveness and success of their digital transformation? 

Care by Volvo Approves Applications in Seconds

New vehicle subscription service uses cloud-hosted FICO platform to accelerate customer onboarding

Risk Model Management: 8 Factors for Reassessing ECL

It's time to review your expected credit loss models and impairment analysis as part of sound model management

Improving Predictive Power with the FICO Score 10 Suite

Analysis showed that the FICO Score 10 suite outperformed the version of FICO Score currently in use.

UK Cards: More Signs of Stress for the Financially Stretched

FICO UK Credit Market Report for January 2021 suggests that curtailed spending on UK cards has helped some consumers but shows an increase in accounts missing two or more payments

5 Ways to Protect Yourself Against Tax Refund Fraud

Looking for Your Tax Refund? So Are Fraudsters.

eDriving Helps Riskiest Drivers Reduce Collision Risk

Leading global digital driver risk management company helps decrease speeding events by 71% and distraction events by 39%

4 Data Best Practices for a Timeless Digital Customer Experience

Data can be a strategic asset to help you produce real time insights that will generate long-term business value, and support customer needs.

Coronavirus and the Golden Age of AI - Will Lansing Q&A

In this exclusive interview from GI Geldinstitute, FICO CEO Will Lansing explains why he believes the pandemic may usher in a golden age of AI

How to Avoid the 5 Most Common Pitfalls when Using the FICO Resilience Index

The 5 ways we have seen FICO Resilience Index misapplied and how to avoid these common pitfalls in order to accelerate successful adoption

COVID-19 Banking Checklist: 5 Risk Recommendations

Segmentation and new variables are among the COVID-19 banking recommendations

Open Banking: Are You Ready to Become a Banking Ecosystem?

Now is the time to move from a traditional financial company to a modern Open Banking ecosystem

Trusted AI: The Challenge of Monotonicity and Palatability

In part 1 of this series, I explore why it's vital - and difficult - to achieve monotonicity and palatability in certain AI models

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