Continually delivering business improvements is challenging - but centralized decisioning offers multiple routes to success

Now is the perfect time to make the most of your competitive advantage and take the next step to integrate a cloud-hosted platform and become truly decision-centric

As Hoist Finance shows, best practices in decision management – automation, digitization, centralization – also result in greener decisions

AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk

At FICO’s UK CRO Summit, industry leaders shared approaches to managing risk models in the pandemic and other challenges in risk management

Research shows balance aggregation results in modest impact to FICO® Scores

In an uncertain environment, decision optimization gives you what you need most - speed and control

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

August saw a two-year low in consumers paying less than the amount due on cards, although signs of financial pressure can be seen

Home Credit is a finalist in the Banking Tech 2021 Awards, in the Best Use of AI category, for a project using AI-powered optimization from FICO

The pitch for overdraft alternatives.

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.

The real trick to beating the bad guys, like digital disruptors, is outsmarting them

Customers and regulators are both interested in sustainable finance - here's how banks and fintechs can use automated decisions to advance their ESG goals

Our UK Credit Market Report of UK card trends for July 2021 reveals that there was an uplift in missed payment rates, whilst spend on cards marginally fell