Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success

From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy

In conversation with Scott Zoldi, FICO's Chief Analytics Officer.

In an environment where the way we work, travel, meet and shop is changing, the world of credit is adapting quickly, driven by competitive, regulatory and customer pressures

Financial institutions are preparing for 2022 by pivoting their focus towards digital transformation initiatives that add real value for their customers – and their bottom line

Consumer expectations for digital account opening are rising - but our survey shows the demands vary across age groups and countries

In a world of digital-first originations, consumers will tolerate increased friction when opening accounts for specific high-value financial products, such as mortgages

FICO continues to be responsible for industry-changing innovations in AI, Financial Crime and Retail Credit Analytics.

New research shows that most consumers will answer up to 10 questions during the account opening process - any more and half will give up

More than 85% of consumers polled said they were willing to consider opening a financial account digitally - but they have high expectations

Better decisions hinge on infrastructures that enable businesses to implement strategies at speed and scale - and adapt faster than the competition

After 65 Years, FICO (still) innovates and leads with our software solutions.

Monthly report on UK credit card trends shows financial prudence with spending down and percentage of payments to balance up – but will lockdown stashes save the day or fade away?

Interactions with vulnerable customers offer critical insights that can transform business outcomes, performance and drive long-term loyalty and retention

The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.