US Bankcards Industry Benchmarking Trends: 2022 Q3 Update
Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels
4 AI Predictions for 2023: From the Great Correction to Practical AI
A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence
Four Key Components of Real-Time Insurance Success
Insurers need to make real-time decisions using advanced analytics, with interactive communications, based on a complete view of the customer
UK Cards Data: September Data Shows Rising Consumer Stress
The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold
Insurance Microservices Provide Needed Agility Today
Monolithic architecture hinders the evolution of cloud-hosted platforms — microservices are proving more effective at meeting insurers' demands for agility
FICO Ranks Top 5 in the 2023 Chartis RiskTech100® Report
FICO awarded first place in six categories on risk and compliance technology in the 2023 Chartis RiskTech100® Report, including Innovation for the sixth year in a row
FICO Score 10, Most Predictive Credit Score in Canadian Market
FICO Score credit risk trends through the COVID-19 pandemic
Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T
FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions
FICO® Resilience Index: Credit Lifecycle Strategies are a Requirement
FICO® Resilience Index tools that measure consumer resiliency, benefit lenders in a recessionary environment
FICO® Resilience Index - Benchmarking Portfolio Resilience
Highlighting results from FICO’s release of FICO® Resilience Index benchmarking reports for 2022
UK Card Risk Trends: Summer Data Indicates Challenges Rising
Erratic UK cardholder behaviour over the summer months reinforces challenging conditions for lenders
Open Banking in the Philippines and the Opportunities in the Data
How data sharing can improve credit risk decisioning
FICO Fact: No Credit Score Versus Low Credit Score
A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.
Meet Our 2023 FICO Decisions Awards Judges
Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation
Digitalization and Artificial Intelligence: 5 Keys to Success
Digitalization and artificial intelligence will radically change retail banking. What does this mean for banks?
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.