A price elasticity model enables the product team to set deposit rates with a sound understanding of the expected performance from the rate strategy

New study from Forrester shows the value of hyper-personalization and the gaps businesses face today

For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Ground-breaking TERRE market platform for energy exchange wins ESG Champion in FICO® Decisions Awards

Many UK credit cardholders who missed one payment in December continued to struggle with their debts in the new year, with a marked increased in two missed payments

FICO pulse survey finds that secondary market wants more information on transition to FICO Score 10T

By focusing on transformation with a small “t” that addresses measurable performance gaps, health plans and administrators can use claims automation to control costs and risk

FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment

Ready for a recession? An insider look at bankcard and consumer trends in Canada

Bankcard delinquencies continue to rise, higher losses are coming in 2023

Digital transformation cuts across the entire enterprise, but it’s also hitting closer to home as the humble wallet undergoes a transformation too

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

What are the drivers behind this mortgage and auto loan payment hierarchy behavioral shift and is it likely to be a lasting trend?