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US Bankcards Industry Benchmarking Trends: 2023 Q3 Update

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

UK Credit Cards: Stable Activity in September Ahead of Holiday Period

UK credit card missed payments and total balances rise, while spending falls ahead of the festive period

Report Shows Many Banks Fail at Hyper-Personalization - at a Price

Customer defections are one result of poor personalization — but new Forrester report also shares how some banks are winning

Digital Transformation Success Stories: FICO Platform Users Speak Out

Innovation and agility are at the heart of digital transformation, as these case studies from senior leaders demonstrate

The Future of AI and Hyper-Personalization in Auto Loan Finance

Lenders meeting at FICO’s Auto MasterMind event discussed the technologies that can make auto loan finance smarter

Five Emerging Strategies for Healthcare Claims Processing in 2024

These are the top challenges for health plan executives in claims processing and the innovative trends that are helping them adapt, improvise, and overcome

Practical Applications of Transaction Analytics in Banking

Explore how transaction analytics can improve credit scoring, deepens customer relationships and reduce collection costs.

Why Microservices Are Driving the Future of Automotive

Microservices are a fast route to directly improving customer experience – and they offer far greater agility to auto lenders and dealers

Unlocking Financial Insights with Transaction Analytics

Discover how transaction analytics is revolutionizing banking by providing a 360-degree view of customer behavior and preferences

UK Credit Cards: Summer Saw Spending and Balances Rise 

FICO UK Credit Report shows worrying trends as average spend per credit card rose while payments to balance rose and fell

Meet Our 2024 FICO Decisions Awards Judges

A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation

Unlocking Hyper-Personalization: 20 Alternative Data Sources for Insurance

From table stakes to wild cards, use these additional data sources to drive hyper-personalized insurance offers and precision risk assessment

How Composability Helps Banks Reimagine Operational Efficiency and Agility

To get ahead in today’s digital ecosystem, banks need a modular technology architecture that can flex to meet myriad decisioning needs

6 Tips for Debt Collection During the Household Income Squeeze

From identifying vulnerable customers to storing the right data, here are best practices for debt collection during the ongoing squeeze on household incomes

Will the Retirement Surge Cripple Your Claims Process Effectiveness?

How can insurers build optimal claims administration strategies when their best claims experts are hitting the exits?

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