Credit card insights uncover developing financial pressures affecting many Canadians

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards

UnionBank leverages FICO Platform for automated credit approvals, integrating Citibank systems and enabling 5-minute onboarding at scale.

Explore how the EU's revised Consumer Credit Directive (CCD2) will reshape Dutch lending and discover how automation can help lenders navigate these changes

Lenders in Brazil can improve collections and fraud strategies by optimizing the balance of digital message channels

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

Bradesco delivers agriculture finance solutions to 500,000+ farmers via E-agro, Brazil’s first fully digital rural credit platform, powered by FICO® Platform

Organizations that have deployed integrated communications are unlocking higher engagement rates, faster time-to-promise and a smoother customer experience

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Credit card data reveals many Canadians are struggling to pay off their monthly balances

Call for analytics and digital transformation champions!

FICO’s global optimization solver outperforms Gemini AI-powered AlphaEvolve coding agent by improving solutions for complex, constrained math problems

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service