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US Bankcard Industry Benchmarking Trends: 2022 Q1 Update

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?

Canada Bankcard Industry Benchmarking Trends: 2022 Q1 Update

Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?

Círculo de Crédito Boosts Financial Inclusion In Mexico For 20M Citizens

Leading Mexican credit bureau wins FICO® Decisions Award for Decision Management Innovation

BNPL in Credit Reports: How Could This Data Impact FICO Scores?

Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores

Secure Digital Banking and Customer Communications

When it comes to secure digital banking, customers don’t mind if you overcommunicate - in fact, there are many areas where you can pester them a little

Itaú Uses FICO's Cloud Fraud Solutions To Avoid USD$20M/m in Losses

Largest bank in Latin America wins FICO® Decisions Award for cloud deployment

IWD 2022: Breaking the Bias with Data Science

Pioneered by FICO, credit scoring has helped women worldwide get better access to credit, breaking the bias with data science

FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles

Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file

Top 5 Scores Topics of 2021

Our top FICO Scores posts explored the expansive reach of the FICO® Score suite, as well as dispelling common misconceptions surrounding FICO® Scores.

Conducting Experiments in Credit Management: 4 Best Practices

Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success

Public Policy Predictions 2022: What's Coming for Financial Services

From Open Banking opportunities to overdraft rules, here are my predictions for changes in public policy

The Role of AI Model Governance

In conversation with Scott Zoldi, FICO's Chief Analytics Officer.

Lending Predictions 2022: From BNPL to ESG (and More)

In an environment where the way we work, travel, meet and shop is changing, the world of credit is adapting quickly, driven by competitive, regulatory and customer pressures

5 Ways to Fight Holiday Shopping Fraud in 2021

Supply chain issues aren’t the only things that can ruin your holidays this year

I, Cobot: Humans and Machines Team Up to Fight Fraud

Cobots are collaborative robots, and they're part of the way financial services fight fraud and financial crime

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