Digital transformation cuts across the entire enterprise, but it’s also hitting closer to home as the humble wallet undergoes a transformation too

What are the drivers behind this mortgage and auto loan payment hierarchy behavioral shift and is it likely to be a lasting trend?

2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.

As more people enter the collections queue due to rising costs and economic wobbles, our collections experts share their tips for early collections, digital approaches and more

Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

Building portfolio risk resilience into Collections & Recovery

Building portfolio risk resilience into customer management

Building portfolio risk resilience into customer acquisition

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index

Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels

US regulators seem poised to update the status quo for bank liability for authorized user/authorized push payment fraud, but just how big is the potential?

FICO Score credit risk trends through the COVID-19 pandemic

FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions

FICO® Resilience Index tools that measure consumer resiliency, benefit lenders in a recessionary environment