Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Milliman assessment evaluates updated FICO models coming to mortgage industry

See how a platform approach to enterprise intelligence allowed these banks and card processors to succeed at making digital transformation highly profitable

Call for analytics and digital transformation champions!

Having an end-goal like improving your efficiency ratio is important - here's how a digital transformation program can make that happen

Higher prices keep customers in a pinch from making on-time payments

The rise of 'tap & go' payments during the pandemic increased fraud risk - here's what lenders can do to mitigate contactless payments fraud

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power

Are you seeing the people behind the data? Providing superb customer experience means achieving hyper-personalization at hyperscale

Alyson Clarke of Forrester Consulting takes a deep dive into the implications and expectations around hyper-personalization to banks and their customers

To win an edge in the ultra-competitive telco marketplace, providers’ ability to harness the power of mathematical optimization and simulation is a key differentiator