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How the Resumption of Student Loan Delinquency Reporting May Impact FICO Scores

What student loan borrowers can do to help avoid negative impacts to their credit scores as the federal loan “on-ramp” period ends

Average FICO® Score in Canada Drops Two Points to 760

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

FICO’s Royalty Pricing, Role and Adoption in the Mortgage Industry

The royalty FICO collects for the FICO Score is the lowest among all other components commonly included in mortgage closing costs.

Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty

Inflation fatigue puts more borrowers under financial pressure

Are FICO® Scores the Same Around the World?

FICO is committed to creating the most effective credit score for each international market

Credit Union Borrowers’ Average FICO Score Slightly Decreased over the Last 2 Years

Debt and missed payments continue to rise, contributing to a change in the average

Meet Our 2025 FICO Decision Awards Judges

A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation

A World Without FICO Credit Scores: What Was It Like?

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

US Bankcards Industry Benchmarking Trends: 2024 Q2 Update

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

The Crucial Importance of Precision and Accuracy in Mortgage Lending

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

FICO Fact: You Can Have No Debt and a High Credit Score!

People with no current debt can – and often do - have a credit score higher than the national average

The Future of Business: A New Engagement Model

Using decision making technology to master the modern business landscape

2025 FICO Decision Awards: Nominations Now Open

Call for analytics and digital transformation champions!

Evaluating the inclusion of BNPL data in FICO® Scores

FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source

Westpac NZ Boosts Hyper-Personalization With FICO Platform

Leading New Zealand bank with more than 1.5 million customers wins FICO Pioneer Award for its advanced decision innovation

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