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Unlocking Financial Insights with Transaction Analytics

Discover how transaction analytics is revolutionizing banking by providing a 360-degree view of customer behavior and preferences

UK Credit Cards: Summer Saw Spending and Balances Rise 

FICO UK Credit Report shows worrying trends as average spend per credit card rose while payments to balance rose and fell

Meet Our 2024 FICO Decisions Awards Judges

A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation

Unlocking Hyper-Personalization: 20 Alternative Data Sources for Insurance

From table stakes to wild cards, use these additional data sources to drive hyper-personalized insurance offers and precision risk assessment

6 Tips for Debt Collection During the Household Income Squeeze

From identifying vulnerable customers to storing the right data, here are best practices for debt collection during the ongoing squeeze on household incomes

Will the Retirement Surge Cripple Your Claims Process Effectiveness?

How can insurers build optimal claims administration strategies when their best claims experts are hitting the exits?

UK Cards: June Data Shows Spending Spike in Cost-of-Living Squeeze

Average spend on UK credit cards rose to highest level in 15+ years as inflation remains high

Improving Your Efficiency Ratio: 7 Financial Institutions’ Results

See how a platform approach to enterprise intelligence allowed these banks and card processors to succeed at making digital transformation highly profitable

Digital Transformation and the Future of Insurance

Two surveys of insurance industry executives show the challenges in insurers' digital transformation initiatives - here's how a platform approach closes the gaps

2024 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!

9 Success Factors for Improving Your Bank’s Efficiency Ratio

Having an end-goal like improving your efficiency ratio is important - here's how a digital transformation program can make that happen

Business Simulation for Insurance: Best Practices and Getting Started

Business simulation can provide both the experimentation and the guardrails helping insurance companies explore multiple paths to success

US Bankcards Industry Benchmarking Trends: 2023 Q2 Update

Higher prices keep customers in a pinch from making on-time payments

Contactless Payments Fraud – A Sleeping Lion in a Trillion-Pound Market

The rise of 'tap & go' payments during the pandemic increased fraud risk - here's what lenders can do to mitigate contactless payments fraud

Rising Delinquencies in Canada Point to Need for Stress Testing

Canadian cards data for the second quarter of 2023 shows the need for lenders to project unexpected rapid shock to portfolios, staffing, and expenses

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