The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
Meet Our 2026 FICO Decision Awards Judges
Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes
Octane Grows Lending by 36% with FICO Auto Score 10
Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
The Future of Risk Management: Acquire and Engage Customers
How to improve customer acquisition, experience, and lifetime value with a personalized, 360-degree customer view
Reflections on Innovation: 101 AI and Software Patents Granted
We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact
Bradesco Boosts Conversions with Hyper-Personalized Credit Solutions
Learn how Bradesco's real-time credit hyper-personalization strategy is driving higher conversion rates and improving customer experience
Arresting the Deposit Decline in Indian Banking
How FICO's advanced analytics can help banks win back deposits
US Bankcards Industry Benchmarking Trends: 2024 Q2 Update
Credit card delinquencies are stabilizing in early buckets while consumers continue to spend
Six Trends Transforming the Auto Finance Landscape
Comprehensive, real-time risk evaluation has never been more critical in the automotive finance industry
US Bankcards Industry Benchmarking Trends: 2023 Q4 Update
Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening
Average Canadian FICO® Score Holds Steady at 762
Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score
Scoring Financial Goals: Chelsea FC's US Tour in Partnership with FICO
A Resounding Success in Empowering U.S. Communities with Financial Literacy
Financial Resilience: FICO Data Shows New US Borrowers Are More Fragile
Highlighting results from FICO’s 2023 FICO® Resilience Index 2 benchmarking reports
How Composability Helps Banks Reimagine Operational Efficiency and Agility
To get ahead in today’s digital ecosystem, banks need a modular technology architecture that can flex to meet myriad decisioning needs
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